Start with your whole household
Discuss who needs benefits and the care each person uses. Check dependent eligibility, family enrollment choices and how costs apply across the household.
For individuals, couples and growing families
Care for the people you love. Room for the life you live.
From checkups to unexpected sick days, every person in your household has different needs. Explore healthcare benefits with SmartHealth and compare the details for each family member.
A quote request does not enroll you or guarantee benefits.
Understand the arrangement. SHC options may combine insured and non-insured benefits. Medical sharing is not insurance. These arrangements differ from traditional major medical coverage; review the exact plan before choosing.
Built around your priorities
A family decision deserves a complete picture.
Keep your care team in the conversation
Verify your pediatrician, primary care doctor, specialists and prescriptions against the exact plan. A familiar provider is only useful if the benefit works at that location.
Plan beyond routine visits
Ask how hospital care, surgery and maternity are handled. Understand annual limits, waiting periods and exclusions alongside the monthly price.
Prepare for a useful conversation
A little preparation. A more personal quote.
Share what matters to you so the comparison reflects your life. Review monthly costs alongside service costs, provider access and benefit limitations.
Explore my family’s options ?Have these details ready
- Family members and ages
- Doctors, medications and anticipated care
- Monthly budget and current benefit costs
Discuss sensitive medical information directly with your advisor through the appropriate process.
SmartHealth Everyday options
Explore the plans. Compare the details.
Start with your care needs. Your advisor can help you determine which arrangements are available and explain the differences.
Everyday
Preventive Plus
Virtual care, preventive visit benefits, prescription discounts and medical sharing. Review visit allowances and sharing rules.
Read plan details ?Everyday
FlexCare
Primary care copays, virtual services and prescription benefits, with separate medical sharing for eligible larger expenses.
Read plan details ?Everyday
VitalCare
Defined outpatient copays for primary and specialist visits, plus virtual care and separate medical-sharing options.
Read plan details ?Everyday
Essential MV
Routine and virtual care with defined hospital and surgical benefits. Review deductibles, service limits and exclusions.
Read plan details ?Plan descriptions are starting points, not a recommendation or a guarantee of benefits. Obtain a personalized quote and the current plan documents.
Answers before you decide
Your questions deserve clear answers.
Can my spouse and children enroll?
Family options are available subject to plan requirements. Have an advisor confirm age rules, dependent eligibility and your household’s enrollment choices.
Are maternity benefits the same in every plan?
No. Benefit structure, limits, waiting periods and eligibility vary. Review the exact terms before relying on maternity benefits.
Can we keep our current doctors?
That depends on the selected plan and provider participation. Verify each doctor, location and service before enrollment.
What happens after I request a quote?
Review available options with an advisor, confirm eligibility and costs, and read the plan documents. Complete enrollment only after you understand the arrangement and have confirmed the effective date.
People first. Clear guidance.
Let’s find your next step.
Explore benefits around your needs, with someone to explain the details.