Healthcare shouldn't be so complicated or expensive that you can't afford to use it when you need it. SHC Benefits helps individuals, families, self-employed professionals and small businesses explore healthcare benefit options designed around their needs and budgets.
Real people. Clear guidance. A more personal approach.
Your healthcare needs aren't the same as everyone else's. That's why we help you explore different options for individuals, families and businesses.
Look beyond the monthly price. Compare benefits, copays and out-of-pocket responsibilities to find an option that makes sense for your budget.
Explore everyday care and virtual services that fit the way you live. Check your doctors, prescriptions and plan requirements before you enroll.
You shouldn't need a degree in healthcare administration to understand your benefits. Get help comparing what is included and what isn't.
Freelancers, contractors & 1099 professionals.
Healthcare for the people you love.
Benefits that work for your team.
A fresh start. Your own healthcare.
Explore your options before age 65.
When employer healthcare isn't affordable.
Explore everyday healthcare and, with applicable plans, benefits for more significant medical needs.
Compare the complete picture: monthly rates, service costs and plan limitations. Savings depend on the options being compared.
Ask questions, understand the details and move forward with guidance from the SmartHealth team.
Working for yourself shouldn't mean navigating healthcare alone. Whether you freelance, consult or run your own business, explore benefit options that fit your work and monthly budget. Compare everyday care, virtual services and broader benefits without relying on an employer benefits department.
Your family's healthcare needs can change from year to year. Look at who needs benefits, the doctors you use and the prescriptions you take. SmartHealth helps individuals, couples and families explore available options, subject to eligibility and plan terms.
You want to support your employees while keeping business costs manageable. Explore healthcare benefit options for your team and compare the services, eligibility requirements and monthly costs. Get guidance on which options are available for your business and employees.
Starting a career or moving off a parent's benefits? Begin with the care you expect to use. Explore virtual care and everyday healthcare options, then review how each plan handles larger medical needs. A manageable monthly cost is only one part of choosing the right fit.
A career change, early retirement or time between jobs can leave you looking for healthcare before Medicare eligibility. Review available benefits carefully, including age requirements, prescriptions, pre-existing condition limitations and the care you expect to need.
If your employer does not offer healthcare benefits - or the available option does not fit your budget - you have questions worth exploring. Compare alternative benefit options alongside any employer or Marketplace coverage available to you. Understand the differences before changing your coverage.
Start with the care you need. Then compare the details. Benefits and availability vary by plan.
Start with who needs healthcare and what matters most to you.
Compare available benefits, costs and limitations based on your circumstances.
Confirm eligibility and choose an option with support along the way.
Have a question we haven't covered?
We're here to help.
SHC Benefit healthcare plans combine both insured and non-insured benefits. These plans are not traditional major medical insurance. Benefits, eligibility, networks, exclusions and limitations may vary by plan. It is always advised that you review the applicable plan documents carefully with an authorized licensed SHC insurance benefits advisor before enrolling. Our intention is to help you find the "right healthcare plan" for you and your family, not just "a healthcare plan".
Eligibility depends on the plan and where you live. Published requirements generally include a valid SSN or TIN, primary and spouse enrollees ages 18-64, and unmarried child dependents under 26. Additional underwriting or provider requirements may apply. Confirm eligibility before enrolling.
SmartHealth offers a wide variety of healthcare benefit plan options that range from virtual services to everyday outpatient care and, for applicable plans, comprehensive-care benefits. Additionally, SmartHealth offers voluntary benefit plans such as dental, vision, accident, critical illness, hospital indemnity, and term life insurance plans; be sure to ask your SHC authorized licensed benefits advisors for more details or contact us directly at 866-656-2525.
Yes, subject to applicable eligibility and plan terms. Compare options for the people who need benefits and check the provider network, prescriptions and limitations for each family member.
Yes. SmartHealth supports individual and 1099 enrollment, subject to applicable eligibility. Freelancers, contractors and other independent professionals can explore available benefit options.
Yes. SmartHealth supports small business employers with less than 50 full-time equivalent employees (FTE), subject to applicable eligibility. Many SmartHealth plans can be utilized by small business employer groups.
Pricing varies by plan and individual or group circumstances. Request a quote for the options available to you, and compare monthly costs together with copays, out-of-pocket responsibilities and services that are not included. Get My Quote
Depending on the plan which you are enrolled in there may be certain network requirements for covered medical services. Check the exact plan requirements and confirm your providers before enrolling.
Published enrollment guidance lists first-of-the-month effective dates, with enrollment due by the 15th of the preceding month. Confirm your enrollment deadline and effective date with SmartHealth before making a change to existing coverage.
No. SmartHealth is not an underwriter or direct benefits provider. SmartHealth works directly with these entities to create unique and affordable healthcare options for American families and small business owners.
Affordable. Accessible. Reliable.
Healthcare benefits built around you.
