Brings together $0 virtual care, preventive visit benefits, prescription discounts and medical sharing with personal guidance to help you understand your options.
Everyday care. Preventive benefits. Support for eligible larger medical expenses.
doctor visits, urgent care, preventive care
no cost virtual urgent care, virtual therapy, labs
Thousands of meds - 60,000+ pharmacy locations
low out of pocket costs for hospital, surgery, maternity
From a sick-day consultation to a preventive visit, Preventive Plus gives individuals, families and small business groups several ways to access care.
Unlimited $0 virtual urgent care through Lyric Health, available 24/7 without an appointment. Unlimited $0 virtual behavioral health counseling is available by appointment.
The QuestSelect lab benefit provides $0 copay eligible lab services through Quest Diagnostics facilities. Confirm the tests and location qualify before your visit.
The prescription discount plan lists $1 - $100 copays on thousands of FDA-approved medications at more than 60,000 pharmacy locations nationwide.
Eligible sick, specialist and urgent care visits have a maximum benefit of $250 per visit. The annual visit allowance is shared across the selected plan level.
Coverage Level | Visits Per Year |
| Member only | 2 |
| Member + Spouse | 4 |
| Member + Child(ren) | 4 |
| Family | 6 |
up to $250 for one visit per year, per person.
up to $2,500, includes physician and facility fees.
up to $400, includes physician and facility fees.
Medical visit benefits are provided through medical sharing and are not insured benefits. Charges above the applicable allowances remain your responsibility.
Medical sharing is a non-insurance community arrangement for eligible expenses. It follows separate membership guidelines from your outpatient benefits.
The MRA is the amount you pay per eligible sharing request before community sharing begins.
Lower MRA options have higher monthly costs. An MRA can apply to the first two sharing needs per plan in a 12-month period. This is not a cap on all healthcare spending: non-shareable expenses and outpatient copays are separate.
The medical-sharing component allows eligible expenses to be shared under the membership guidelines. These services as 100% shareable after the applicable Member Responsible Amount (MRA) is met:
Emergency room visits & hospitalization
Inpatient & outpatient surgery
Catastrophic illness & advanced imaging
Physical rehabilitation & eligible maternity care
There is no provider-network requirement for medical sharing needs.
Request options for yourself, your family or your small business team. An advisor can confirm availability in your state and enrollment eligibility.
Compare monthly pricing and MRA options. Review your prescriptions, expected visits, health history and applicable limitations before deciding.
Review the current provider documents and confirm your effective date, waiting periods and how to access each service before completing enrollment.
Have a question we haven't covered?
We're here to help, speak with a SHC Benefits advisor -
No. The featured medical sharing, virtual care, lab and prescription discount benefits are non-insurance benefits. This plan is not major medical insurance and is not intended to replace major medical coverage.
The medical sharing benefit has no network requirement. Members present as self-pay patients and coordinate eligible sharing requests and provider payments with the sharing provider. Verify provider arrangements and benefit eligibility before receiving care.
Yes. Unlimited 24/7 virtual urgent care is included at $0 cost. Unlimited virtual behavioral health counseling is also included at $0 cost, with appointments required. Psychiatric services are available at an additional cost.
Yes, but restrictions apply for pre-existing conditions. There is a 24-month lookback for most pre-existing conditions and separate cancer rules. Ask for the current membership guidelines and an explanation of how they apply to your needs.
The Member Responsible Amount applies to eligible medical-sharing needs for large medical expenses like hospitalization or surgery. There are four available MRA options - $1,500, $2,500, $3,500, and $4,500. The MRA is paid for the first two sharing needs per plan within a 12-month period. Outpatient costs for everyday care and expenses are not part of the MRA.
More detailed information is available in the SHC Benefits Preventive Plus plan brochure - Read the full benefit brochure (PDF); and your advisor can also provide the current benefit documents and membership guidelines. Those documents control eligibility, limitations, and exclusions.
Affordable. Accessible. Reliable.
Healthcare benefits built around you.
