Make the monthly cost meaningful
Look at both the monthly payment and what using care could cost. Compare visits, prescriptions and the way a plan handles unexpected medical expenses.
For first jobs, new careers and life beyond a parent’s benefits
Your next chapter. Your own healthcare.
A fresh start brings plenty of decisions. Make healthcare one you understand. Explore everyday care, virtual services and the costs that matter when you’re building your own budget.
A quote request does not enroll you or guarantee benefits.
Understand the arrangement. SHC options may combine insured and non-insured benefits. Medical sharing is not insurance. These arrangements differ from traditional major medical coverage; review the exact plan before choosing.
Built around your priorities
Start small with your questions. Think big about your needs.
Fit care around your day
Explore virtual urgent care and behavioral health options. Check appointment requirements and which in-person services are available near home and work.
Plan your transition
If you’re leaving a parent’s plan or starting a new job, confirm the dates. Ask about enrollment requirements and when the new benefits can begin.
Prepare for a useful conversation
A little preparation. A more personal quote.
Share what matters to you so the comparison reflects your life. Review monthly costs alongside service costs, provider access and benefit limitations.
Find my healthcare options ?Have these details ready
- Current benefits and when they end
- Your budget, location and medications
- How you prefer to access care
Discuss sensitive medical information directly with your advisor through the appropriate process.
SmartHealth Everyday options
Explore the plans. Compare the details.
Start with your care needs. Your advisor can help you determine which arrangements are available and explain the differences.
Everyday
Preventive Plus
Virtual care, preventive visit benefits, prescription discounts and medical sharing. Review visit allowances and sharing rules.
Read plan details ?Everyday
FlexCare
Primary care copays, virtual services and prescription benefits, with separate medical sharing for eligible larger expenses.
Read plan details ?Everyday
VitalCare
Defined outpatient copays for primary and specialist visits, plus virtual care and separate medical-sharing options.
Read plan details ?Everyday
Essential MV
Routine and virtual care with defined hospital and surgical benefits. Review deductibles, service limits and exclusions.
Read plan details ?Plan descriptions are starting points, not a recommendation or a guarantee of benefits. Obtain a personalized quote and the current plan documents.
Answers before you decide
Your questions deserve clear answers.
Can I explore options when leaving a parent’s benefits?
Yes. Start with your current end date and review available options, eligibility and effective dates with an advisor.
Does a low monthly cost mean fewer risks?
Monthly cost alone does not explain the full arrangement. Check larger medical expenses, exclusions, service limits and your financial responsibilities.
Can I access care virtually?
Several SHC plans offer virtual services. The selected plan determines the provider, availability, cost and appointment requirements.
What happens after I request a quote?
Review available options with an advisor, confirm eligibility and costs, and read the plan documents. Complete enrollment only after you understand the arrangement and have confirmed the effective date.
People first. Clear guidance.
Let’s find your next step.
Explore benefits around your needs, with someone to explain the details.