Build around your team
Start with employee count, locations and household needs. Explore which arrangements are available for your business and how employees can use them.
For employers with fewer than 50 full-time equivalent employees
Take care of your team. Keep your business moving.
Employee healthcare is a decision about people and business costs. SmartHealth helps you explore benefits for your team, with clear information about eligibility, services and monthly expenses.
A quote request does not enroll you or guarantee benefits.
Understand the arrangement. SHC options may combine insured and non-insured benefits. Medical sharing is not insurance. These arrangements differ from traditional major medical coverage; review the exact plan before choosing.
Built around your priorities
A practical conversation about your people and your budget.
See the cost clearly
Compare employer contributions, employee costs and benefit limits. Ask for a personalized proposal so your decision reflects the actual options available to your team.
Make benefits understandable
Give employees a clear view of the services, provider requirements and enrollment steps. Ask what support is available before and after enrollment.
Prepare for a useful conversation
A little preparation. A more personal quote.
Share what matters to you so the comparison reflects your life. Review monthly costs alongside service costs, provider access and benefit limitations.
Explore options for my team ?Have these details ready
- Employee count and business locations
- Desired contribution and benefits budget
- Current arrangement and target start date
Discuss sensitive medical information directly with your advisor through the appropriate process.
SmartHealth Everyday options
Explore the plans. Compare the details.
Start with your care needs. Your advisor can help you determine which arrangements are available and explain the differences.
Everyday
Preventive Plus
Virtual care, preventive visit benefits, prescription discounts and medical sharing. Review visit allowances and sharing rules.
Read plan details ?Everyday
FlexCare
Primary care copays, virtual services and prescription benefits, with separate medical sharing for eligible larger expenses.
Read plan details ?Everyday
VitalCare
Defined outpatient copays for primary and specialist visits, plus virtual care and separate medical-sharing options.
Read plan details ?Everyday
Essential MV
Routine and virtual care with defined hospital and surgical benefits. Review deductibles, service limits and exclusions.
Read plan details ?Plan descriptions are starting points, not a recommendation or a guarantee of benefits. Obtain a personalized quote and the current plan documents.
Answers before you decide
Your questions deserve clear answers.
Is SmartHealth available to small employers?
SmartHealth serves businesses with fewer than 50 full-time equivalent employees, subject to plan availability and eligibility.
Can I choose how much the business contributes?
Discuss contribution approaches and any participation or funding requirements for the specific arrangement with an SHC advisor.
Will every arrangement meet my business’s requirements?
Requirements vary by employer and plan. Review the proposed arrangement with your benefits advisor and your business’s legal or tax advisors as appropriate.
What happens after I request a quote?
Review available options with an advisor, confirm eligibility and costs, and read the plan documents. Complete enrollment only after you understand the arrangement and have confirmed the effective date.
People first. Clear guidance.
Let’s find your next step.
Explore benefits around your needs, with someone to explain the details.